Blog Post

WHY DO I NEED TENANT INSURANCE?

Jul 30, 2018
With all the other expenses you likely have, taking on apartment insurance might not seem like a necessity. But here are several reasons why you need to have this important safety net:

  1. Because your landlord requires it. Most landlords require tenants to carry a policy for protection. The building owner has fire and hazard insurance, but it doesn’t cover contents or any damages caused by tenants themselves. To protect their property and keep their banks happy, landlords have to put this requirement in place.
  2. To protect your stuff. Your landlord’s insurance DOES NOT cover any stuff. So if there is a fire, flood, or power outage, you could lose things. A small policy will protect your assets, including any food you might lose in your refrigerator or freezer after the power goes out. If someone breaks into your home and steals stuff, it is your responsibility to have insurance to cover those items.
  3. To protect your liability. As a tenant, you may be liable for any damage you cause to your building or unintentional harm caused to others who live in or visit the property. If you have a pet, this is another important consideration. If your dog damages landscaping or bites someone, you could have a nasty lawsuit on your hands. Insurance will give you that peace of mind.


No, none of this is fun to think about, but believe me—it’s a lot easier to plan (and pay) for it before it actually happens. If you don’t know how to go about getting that policy, call your landlord—he or she can point you in the right direction!

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What to do Before Your Moving Day

By Wendy Myers • 04 Feb, 2020
Now that you've signed your lease, it's time to go through a moving checklist: 1. Contact your current landlord to set up a move out time. You might need to schedule a walk through or exit appointment. 2. Contact your new landlord to set up a time to receive keys, establish procedure to pay your rent and deposit, and find out moving procedures. 3. Set up your utilities, including electric, gas, trash, water and telephone/cable/internet. 4. Change your address. You can do this easily at usps.com/move 5. Collect boxes and start packing! Enlist help from friends and family for your moving day or call a moving company. 6. Clean your current house or apartment thoroughly for the next person. 7. Relax! You have it all under control. Now it's time to move furniture and decorate your new place!

National Soup Month

20 Jan, 2020
January 20: National Soup Month It makes sense that January is national soup month. After all, what better way to stay cozy than to wrap up in a blanket and eat hot soup and crusty bread for dinner? And if you have a cold, then chicken noodle soup or broth is the best way to get nutrients and warm your insides. My kids love it when I make pizza soup in the crockpot or take the time to make Italian wedding soup with mini meatballs. I’m always looking for new soup recipes, what is your favorite soup?!

Happy Rubber Ducky Day!

By Wendy Myers • 13 Jan, 2020
January 13: Rubber Duckie Day Everyone loves the rubber duckie—the iconic yellow rubber toy is a favorite with children and adults. Even Queen Elizabeth II is rumored to have a rubber duckie sporting a crown in her bathroom, sparking a national obsession with rubber duckies a few years back in Great Britain. January 13 is Rubber Duckie Day because a 1973 Sesame Street episode showed a calendar with Rubber Duckie’s birthday reported as January 13th. So today, enjoy a nice bubble bath with a rubber duckie or purchase one for a special person in your life!
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